The insurance company has told a family in Georgia they are not going to cover damage to their home while they were on vacation during the holidays. While the family was on vacation they did receive an alarm had been triggered. They called a neighbor and after inspecting the outside of the home the neighbor determined there was not break in. When the family got home the found their house in total disarray with wood chips all over the place and damage around all their windows. Apparently a squirrel got into the house through the chimney. The family found the squirrel nesting in their couch and the damage was caused by the squirrel trying to get the heck out of there. The insurance company did tell the family they’ll cover the cost of wherever they are staying while their home is being repaired. Since the damage was done by a rodent or vermin it’s not covered by the insurance company.