Don’t be surprised if you participated in some risky behavior in the past year. Just about all of us has done it according to a creditcards.com report. More than nine of of ten of us is guilty of re-using online passwords, using public Wifi, saving passwords and payment information and throwing away mail with personal information on it without using a shredder. Some people carry their Social Security card in a purse or wallet. What if your purse or wallet gets stolen? All risky behavior even though most of us are afraid of identity theft.